讲诚信的巴基斯坦人

      有个朋友给我发了一个巴基斯坦人的身份证照片，告诉我说，这个老巴从义乌进货不付款，一位中国大姐来到Faisalabad市追讨20多万的欠款时，他还报警抓了那位大姐，这个朋友还告诉我这个老巴中文名字是月亮，还有个中国老婆，叫我把转发给认识的朋友，小心上当受骗。

A friend sent me a photo of a Pakistani’s ID card and told me that this man did not pay for the goods he purchased from Yiwu. When a Chinese lady came to Faisalabad to ask for arrears, more than 200,000 , he called the police and send this lady into bar. This friend also told me the man Chinese name, and he also has a Chinese wife

    经常听见人觉得巴基斯坦人不讲诚信，信口雌黄，说过的话不算数，最常用的话术是“Insha Allah”。中国人有句话叫谋事在人成事在天，而一些巴基斯坦人确是谋事、成事在天。

I often hear people think that Pakistanis do not have credibility and integrity. The most commonly used words are "Insha Allah". The Chinese have a saying that it is a matter of doing things, however, some Pakistanis think everything is decided by God.

      当然，这种感觉我也有，大凡是打包票后面加个Insha Allah，我都知道事儿肯定不会成。

Of course, I also have this feeling. I never trust any one give me promise plus Insha Allah. I know that things will definitely not happen.

     但诚信这事，一定不能简单按照国籍、地域来区分，如果那个叫月亮的老巴和他的中国老婆不是沆瀣一气、一丘之貉，那么欠钱不还的事情也就不存在了。

But the matter of good faith must not be distinguished by nationality and geography. You see, the Pakistani and his Chinese wife are just like, you know, if his Chinese wife is a honesty woman, this thing would not happen.  Birds of a feather flock together.

     我就想说说一些非常有诚信的巴基斯坦人的故事。

I want to talk about the stories of some very honest Pakistanis.

    扎卡有个同学J，J家住距离KPK省Attock一个多小时车程的村子里，大约是像我小时候的样子，家里很穷，他父亲常年在沙特做劳工，一年半载不回家一次，挣的钱全部拿来养家糊口了。J是家里非常争气的一个孩子，学习成绩非常好，父亲不遗余力地支持他上学，但家中的其它弟弟妹妹也都陆陆续续地上了学后就无法给他提供更多的学费了，那时他恰好上高中。

Zaka has a classmate J, J who lived in an village more than an hour's drive from Attock in KPK province. It was like when I was a child. The family was very poor. His father worked as a laborer in Saudi Arabia, could only return home after a year or two. All the money earned is used to support the family. J is a very competitive child at home. His academic performance is very good. His father spared no effort to support him to go to school, but the old man could not provide more resource after J’s younger siblings also went to school. At that time, he Just in high school.

    在巴基斯坦，扎卡说没有什么银行跟学校接触，提供无息贷款，好在公立大学的学费非常低，几百块钱就可以上一个学期了。

In Pakistan, Zaka said that there are no banks work with school and provide interest-free loans for the poor student. Fortunately, the tuition fees of public universities are very low, a few hundred RMB can be used for one semester.

    我们国家有助学贷款，我还记得我大学时候助学贷款银行要了县级贫困证明，户口本，父母亲身份证，错一个字都不行，银行又是核对又是按手印，有的人嫌弃麻烦又不是很差钱的就没贷款了。

Our country has a student loan. I still remember that when I was in university, the bank required a county-level poverty certificate, a household registration book, and parental ID card. The bank  checked every details, even a number wrong, they will deny the application. Lots of process that some people did not take the loan if they do not have too critical finance issue.

   但在他所在的地方有个高中，无偿给学生提供贷款，且不签合同，无须担保人！还款全靠自觉。如果不还款也不会有人来追要，更别说征信系统这一类的东西了。学校以这种方式资助很多学生上了大学，现在还在一直持续，并没有因为没钱继续资助后来的人。

But there is a high school in his place, providing loans to students free of charge, and not signing a contract, no guarantor! Repayment is done by self-consciousness. If you don't pay back, no one will chase you, do not even think of credit system. In this way, the school sponsored many students to go to college, and it is still continuing, and there is always enough money to continue to fund later people.

    最初的资金不知道是谁提供的，但后来的年月里，很多人回去还了贷款，有的人还完了贷款后并没有停止继续给学校打钱。

Never know who provide the initial funds, but in the years to come, many people went back to pay the loans, and some people did not stop paying for the school even after the loan is cleared.

   J后来成了扎卡的同事，他的贷款早就还完了，但每年每月他都在给当初给资助他上学的那个学校打钱，以同样的方式回报着那个给他帮助的地方。

J later became a colleague of Zaka. His loan was over long time ago, but every year every month, he send some money to the school that funded him. In the same way as the junior did.